:root{--green-900:#10464c;--green-950:#0b3439;--teal-600:#33abac;--teal-ink:#1c7a72;--teal-100:#e3f3f2;--teal-050:#eff9f8;--form-theme:#33abac;--form-theme-hover:#2a9596;--form-theme-active:#238384;--form-theme-tint:#33abac14;--form-theme-ring:#33abac40;--cream:#f6f6f6;--ink:#10464c;--body:#58635c;--line:#dce0d9;--control-border:#7d8a84;--line-soft:#eceae1;--error:#b3261e;--font:"Poppins", "Segoe UI", -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif;--font-display:"Alegreya Sans", "Poppins", "Segoe UI", -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font);color:var(--body);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;background:#fff;margin:0;font-size:16px;line-height:1.55}h1,h2,h3{color:var(--ink);line-height:1.2;font-family:var(--font-display);margin:0}a{color:var(--teal-ink);font-weight:600;text-decoration:none}button{cursor:pointer;font-family:inherit}.page{overflow-x:hidden}.shell{width:min(1160px,100% - 48px);margin:0 auto}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:200;background:var(--green-900);color:#fff;border-radius:0 0 10px;padding:12px 18px;font-weight:700;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}#main-content:focus{outline:none}:focus-visible{outline:3px solid var(--teal-ink);outline-offset:2px;border-radius:4px}.nav :focus-visible,.hero-inner :focus-visible,.rate-band :focus-visible,.footer :focus-visible{outline-color:#fff}.kicker{color:var(--teal-ink);letter-spacing:5px;text-transform:uppercase;font-size:12px;font-weight:700;line-height:1.2}.hero .kicker,.rate-band .kicker{color:#f6f6f69e}.copy-skeleton{-webkit-user-select:none;user-select:none;background-image:linear-gradient(90deg,#8c969429 25%,#8c969452 37%,#8c969429 63%);background-size:400% 100%;border-radius:7px;animation:1.3s ease-in-out infinite skeleton-shimmer;color:#0000!important}@keyframes skeleton-shimmer{0%{background-position:100%}to{background-position:0}}[data-reveal]{opacity:0;transition:opacity .7s,transform .7s;transition-delay:var(--delay,0s);transform:translateY(28px)}[data-reveal].is-visible{opacity:1;transform:translateY(0)}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}[data-reveal]{opacity:1;transition:none;transform:none}.copy-skeleton{animation:none}}@media (width<=620px){.shell{width:min(100% - 32px,1160px)}}.nav{z-index:20;align-items:center;gap:clamp(16px,3vw,34px);padding:24px clamp(16px,5vw,58px);display:flex;position:absolute;top:0;left:0;right:0}.nav-logo{border-radius:4px;width:auto;height:50px}.nav-links{align-items:center;gap:clamp(16px,3vw,34px);margin-left:auto;display:flex}.nav a{color:#ffffffc7;align-items:center;min-height:44px;font-size:15px;font-weight:700;display:inline-flex}.nav a:hover{color:#fff}.nav-cta{background:var(--teal-600);color:#fff;border:0;border-radius:8px;min-height:48px;padding:0 22px;font-size:15.5px;font-weight:700;transition:background-color .15s}.nav-cta:hover{background:var(--form-theme-hover)}.nav-toggle{color:#fff;background:0 0;border:0;border-radius:8px;place-items:center;width:48px;height:48px;display:none}.nav-toggle:hover{background:#ffffff1a}.nav-menu{background:#fff;border-radius:12px;min-width:220px;padding:8px;position:absolute;top:calc(100% - 8px);right:clamp(16px,5vw,58px);box-shadow:0 24px 50px -20px #0000008c}.nav-menu[hidden]{display:none}.nav .nav-menu a{min-height:48px;color:var(--ink);border-radius:8px;padding:0 14px;font-size:16px;display:flex}.nav .nav-menu a:hover{background:var(--teal-050);color:var(--ink)}.hero{--hero-muted:#e2f0f0b8;background:var(--green-900);color:#fff;align-items:flex-start;min-height:85vh;padding:214px 0 72px;display:flex;position:relative;overflow:clip}.hero-bg{pointer-events:none;opacity:.88;position:absolute;inset:0}.hero-ring{border:2px solid #6fb1fc24;border-radius:50%;position:absolute}.hero-ring.one{width:720px;height:720px;bottom:-290px;right:-110px}.hero-ring.two{border-width:80px;border-color:#32abac12;width:430px;height:430px;bottom:-130px;right:70px}.hero-inner{z-index:2;width:100%;max-width:1200px;margin:0 auto;padding:0 64px;position:relative}.hero .kicker{color:var(--hero-muted);letter-spacing:.3em;font-size:14px}.hero h1{color:#fff;max-width:1100px;margin:28px 0 32px;font-size:clamp(40px,5.5vw,80px);font-weight:700;line-height:1.05}.hero-sub{color:#ffffffe6;max-width:900px;margin:0;font-size:clamp(18px,1.7vw,24px);line-height:1.6}.hero-actions{flex-wrap:wrap;align-items:center;gap:16px 32px;margin-top:48px;display:flex}.hero-cta{background:var(--teal-600);color:#fff;border:0;border-radius:10px;justify-content:center;align-items:center;gap:14px;min-height:64px;padding:0 40px;font-size:20px;font-weight:700;transition:background-color .15s,transform 80ms;display:inline-flex;box-shadow:0 16px 30px -18px #0009}.hero-cta:hover{background:var(--form-theme-hover)}.hero-cta:active{transform:translateY(1px)}.hero-apply{color:var(--hero-muted);margin:0;font-size:18px}.hero-apply a{color:#fff;text-underline-offset:6px;align-items:center;gap:8px;min-height:44px;font-weight:700;text-decoration:underline;text-decoration-thickness:2px;display:inline-flex}.hero-apply a:hover{-webkit-text-decoration-color:var(--teal-600);text-decoration-color:var(--teal-600)}.hero-reassure{color:var(--hero-muted);margin:16px 0 0;font-size:16px;line-height:1.5}.hero-badges{flex-wrap:wrap;gap:12px;margin:32px 0 0;padding:0;list-style:none;display:flex}.hero-badges li{color:#ffffffe6;border:1px solid #f6f6f642;border-radius:999px;align-items:center;gap:9px;min-height:44px;padding:0 20px;font-size:14.5px;font-weight:700;display:inline-flex}.hero-badges svg{color:var(--teal-600)}.call-modal{z-index:40;background:#08282c99;place-items:start center;padding:40px 20px;display:grid;position:fixed;inset:0;overflow-y:auto}.call-modal[hidden]{display:none}.call-modal-panel{width:min(100%,640px);margin:auto 0;position:relative}.call-modal-close{z-index:1;width:44px;height:44px;color:var(--body);background:0 0;border:0;border-radius:50%;place-items:center;display:grid;position:absolute;top:10px;right:10px}.call-modal-close:hover{background:var(--teal-050);color:var(--ink)}.call-modal-panel .enquiry h2{padding-right:44px}.sticky-call{display:none}@media (width<=767px){.sticky-call{z-index:30;border-top:1px solid var(--line);padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:#fff;transition:transform .2s;display:block;position:fixed;bottom:0;left:0;right:0;transform:translateY(110%)}.sticky-call.is-shown{transform:none}.sticky-call button{background:var(--teal-600);color:#fff;border:0;border-radius:10px;justify-content:center;align-items:center;gap:12px;width:100%;min-height:54px;font-size:18px;font-weight:700;display:flex}.hero-bg{display:none}}@media (width<=900px){.nav-links{display:none}.nav-cta{margin-left:auto}.nav-toggle{display:grid}}@media (width>=901px){.nav-menu{display:none}}@media (width<=767px){.nav-cta{display:none}.nav-toggle{margin-left:auto}}@media (width<=620px){.hero{min-height:0;padding:138px 0 48px}.hero-inner{padding:0 24px}.hero .kicker{font-size:12px}.hero h1{margin:20px 0 24px}.hero-actions{margin-top:32px}.hero-cta{width:100%;min-height:58px}.hero-inner{flex-direction:column;display:flex}.hero-actions{display:contents}.hero-cta{order:1;margin-top:32px}.hero-reassure{order:2;font-size:15px}.hero-apply{order:3;margin-top:14px}.hero-badges{order:4;margin-top:24px}.hero-badges li{width:100%}.call-modal{padding:0}.call-modal-panel{width:100%;min-height:100%;margin:0}.call-modal-panel>.card,.call-modal-panel>.thanks{border-radius:0;min-height:100dvh}}.card{background:#fff;border-radius:12px;padding:24px;box-shadow:0 28px 60px -34px #08282c8c}.enquiry h2{font-size:21px}.enquiry-promise{border:1px solid var(--form-theme);background:var(--form-theme-tint);color:var(--ink);border-radius:10px;margin:8px 0 18px;padding:14px 16px;font-size:14px;font-weight:600;line-height:1.6}.enquiry-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:16px;display:grid}.enquiry-grid>.wide{grid-column:1/-1}.field{gap:6px;display:grid}.field-label,.chips legend{color:var(--ink);padding:0;font-size:13px;font-weight:700;display:block}.req{color:var(--form-theme)}.field-hint{color:var(--body);margin:0;font-size:12.5px;font-weight:400;line-height:1.5;display:block}.field input{border:1px solid var(--control-border);width:100%;min-height:46px;color:var(--ink);background:#fff;border-radius:8px;padding:0 14px;font-family:inherit;font-size:16px;transition:border-color .15s,box-shadow .15s}.field input:focus{border-color:var(--form-theme);box-shadow:0 0 0 3px var(--form-theme-ring);outline:none}.field input::placeholder{color:#6f7a74}.field input[aria-invalid=true]{border-color:var(--error)}.money{display:block;position:relative}.money>span{color:var(--body);pointer-events:none;font-size:16px;position:absolute;top:50%;left:14px;transform:translateY(-50%)}.money input{padding-left:28px}.chips{border:0;min-width:0;margin:0;padding:0}.chips legend{margin-bottom:6px}.chips .field-hint{margin-bottom:8px}.chips-row{flex-wrap:wrap;gap:8px;display:flex}.chips-row label{border:1px solid var(--control-border);min-width:84px;min-height:44px;color:var(--body);cursor:pointer;border-radius:8px;align-items:center;gap:8px;padding:0 16px;font-size:14.5px;transition:border-color .15s,background-color .15s;display:inline-flex}.chips-row label:hover:not(.is-selected){border-color:#33abac99}.chips-row label.is-selected{border-color:var(--form-theme);background:var(--form-theme-tint);color:var(--ink);font-weight:700}.chips-row input[type=radio],.chips-row input[type=checkbox]{appearance:none;cursor:pointer;background-color:#fff;border:1.5px solid #aebcb7;flex-shrink:0;place-content:center;width:18px;height:18px;margin:0;transition:border-color .15s,background-color .15s,box-shadow .15s;display:inline-grid}.chips-row input[type=radio]{border-radius:50%}.chips-row input[type=checkbox]{border-radius:4px}.chips-row label:hover input[type=radio],.chips-row label:hover input[type=checkbox]{border-color:var(--form-theme)}.chips-row input[type=radio]:focus-visible,.chips-row input[type=checkbox]:focus-visible{outline:2px solid var(--form-theme);outline-offset:2px}.chips-row input[type=checkbox]:checked{background-color:var(--form-theme);border-color:var(--form-theme);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:11px 11px}.chips-row input[type=radio]:checked{border-color:var(--form-theme);background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='8' cy='8' r='4' fill='%2333abac'/%3E%3C/svg%3E");background-position:50%;background-repeat:no-repeat;background-size:8px 8px;border-width:2px}.chips-row label{white-space:nowrap}.chips[aria-invalid=true] .chips-row label{border-color:var(--error)}.field-error{color:var(--error);margin-top:2px;font-size:12.5px;font-weight:400;display:block}p.field-error{margin:14px 0 0;font-size:14px}.cta{background:var(--form-theme);color:#fff;border:0;border-radius:8px;justify-content:center;align-items:center;gap:12px;width:100%;min-height:56px;margin-top:18px;padding:0 28px;font-size:16px;font-weight:700;transition:background-color .15s,box-shadow .15s,transform 80ms;display:flex;box-shadow:0 12px 24px -10px #33abac73}.cta:hover{background:var(--form-theme-hover);box-shadow:0 14px 28px -10px #33abac99}.cta:active{background:var(--form-theme-active);transform:translateY(1px)}.cta:disabled{opacity:.7;cursor:progress}.enquiry-consent{color:var(--body);margin:12px 0 0;font-size:12.5px;line-height:1.6}.thanks{text-align:center;background:#fff;border-radius:12px;padding:clamp(36px,4vw,56px) clamp(24px,3vw,44px);box-shadow:0 28px 60px -34px #08282c8c}.thanks-icon{background:var(--form-theme-tint);width:82px;height:82px;color:var(--form-theme);border-radius:50%;place-items:center;margin:0 auto 26px;display:grid}.thanks h2{font-size:clamp(24px,2.4vw,30px)}.thanks p{max-width:44ch;color:var(--body);margin:12px auto 0;font-size:clamp(16px,1.4vw,18px);line-height:1.6}.thanks-phone{width:fit-content;color:var(--green-900);margin:28px auto 0;font-size:clamp(26px,2.8vw,33px);font-weight:700;transition:color .15s;display:block}.thanks-phone:hover{color:var(--form-theme)}.thanks-back{border:0;border-bottom:2px solid var(--form-theme);width:fit-content;color:var(--green-900);background:0 0;margin:22px auto 0;padding:0;font-size:16px;font-weight:600;line-height:42px;transition:color .15s;display:block}.thanks-back:hover{color:var(--form-theme)}@media (width<=620px){.card{padding:20px}.enquiry-grid{grid-template-columns:1fr}}.thanks-ineligible p{color:var(--ink)}.notice-backdrop{z-index:50;background:#08282c8c;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.notice{text-align:center;background:#fff;border-radius:14px;width:min(100%,540px);padding:28px 28px 24px;box-shadow:0 30px 70px -30px #0009}.notice h2{font-size:22px}.notice p{text-wrap:balance;color:var(--ink);margin:10px 0 0;font-size:16px;line-height:1.6}.notice-close{background:var(--green-900);color:#fff;border:0;border-radius:10px;min-width:120px;min-height:46px;margin-top:22px;font-size:16px;font-weight:700}.notice-close:hover{background:var(--green-950)}.section{padding:clamp(64px,8vw,108px) 0;scroll-margin-top:0}.section.white{background:#fff}.section.tint{background:var(--cream)}.section.compact{padding:clamp(56px,7vw,88px) 0}.section-heading{max-width:560px;margin-bottom:34px}.section-heading.wide{max-width:900px}.section-heading h2{margin-top:10px;font-size:clamp(30px,4.5vw,44px);font-weight:700}.section-heading p{margin:22px 0 0;font-size:17px;line-height:1.85}.section.rate-band{background:var(--green-900);color:#fff;border-top:1px solid #ffffff24;padding:clamp(48px,6vw,76px) 0}.rate-band h2{color:#fff}.rate-grid{grid-template-columns:repeat(3,1fr);gap:20px;margin:28px 0 24px;display:grid}.rate-figure{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:14px;padding:22px 24px}.rate-figure-label{color:#ffffffb8;letter-spacing:.02em;margin-bottom:8px;font-size:13px;font-weight:700}.rate-figure-value{color:#fff;font-size:clamp(28px,3.4vw,38px);font-weight:700;line-height:1.05;display:inline-flex}.rate-figure-sub{color:#ffffff9e;margin-top:7px;font-size:14px;font-style:italic;line-height:1.45;display:block}.rate-explain{color:#ffffffd1;max-width:760px;margin:0 0 14px;line-height:1.72}.rate-warning{color:#ffffff9e;max-width:860px;margin:0;font-size:12.5px;line-height:1.6}.feature-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:36px;display:grid}.feature-row{border:1px solid var(--line-soft);background:#fff;border-radius:8px;grid-template-columns:52px 1fr;align-items:start;gap:18px;min-height:112px;padding:24px;display:grid}.feature-row h3{font-size:19px}.feature-row p{margin:6px 0 0;font-size:14.5px;line-height:1.65}.feature-icon{background:var(--teal-050);width:48px;height:48px;color:var(--teal-ink);border-radius:12px;place-items:center;display:grid}.footer{background:var(--green-950);color:#ffffffb8;padding:26px 0;font-size:13.5px;line-height:1.65}@media (width<=900px){.feature-grid{grid-template-columns:1fr}}@media (width<=720px){.rate-grid{grid-template-columns:1fr;gap:14px}}